Privacy Policy

TopFunders.ai is operated by Funding Holding LTD, an Israeli-registered company. This Privacy Policy explains how we collect, use, and share your information when you use our website at topfunders.ai.

By using our service, you agree to the collection and use of information in accordance with this policy.

1. Who We Are

TopFunders.ai is a loan matching service that connects business owners in the United States with third-party lending partners. We are not a lender. We do not make lending decisions or issue loans.

Company: Funding Holding LTD
Website: topfunders.ai
Contact: contact@topfunders.ai

2. Information We Collect

When you use our service, we collect the following information:

Personal Information:

• Full name
• Email address
• Phone number
• Street address, city, state, ZIP code

Business Information:

• Business name and type
• Industry
• Time in business
• Monthly revenue
• Requested loan amount
• Use of funds
• Credit score range

Technical Information:

• IP address
• Browser type and version
• Device type
• Pages visited and time spent
• Referring URL
• UTM parameters and advertising identifiers
• Facebook Click ID (fbclid) when arriving from Facebook ads

3. How We Use Your Information

We use the information we collect to:

• Match you with suitable lending partners based on your business profile
• Submit your application to lending partners who may be able to help you
• Communicate with you about your application
• Improve our matching algorithm and service
• Comply with legal obligations
• Prevent fraud and abuse
• Send you relevant marketing communications (you may opt out at any time)
• Report conversion events to advertising platforms (such as Meta/Facebook) to improve ad targeting

4. How We Share Your Information

With Lending Partners:

When you submit your information through our platform, we share your personal and business information with one or more lending partners in our network. These partners may contact you directly regarding your loan application. By submitting your information, you consent to being contacted by our lending partners via phone, email, or SMS.

With Service Providers:

We share information with third-party service providers who help us operate our platform, including:

• Supabase (database and storage)
• Vercel (hosting)
• Meta/Facebook (advertising and conversion tracking via Conversions API)
• Inngest (background job processing)

For Legal Reasons:

We may disclose your information if required by law, court order, or government authority.

Business Transfers:

If Funding Holding LTD is acquired or merges with another company, your information may be transferred as part of that transaction.

We do not sell your personal information to data brokers or unaffiliated third parties for their own marketing purposes.

5. Cookies and Tracking

We use cookies and similar tracking technologies to:

• Remember your preferences
• Analyze traffic and usage patterns
• Track advertising conversions
• Enable the Meta Pixel for ad optimization

You can control cookies through your browser settings. Disabling cookies may affect the functionality of our service.

We use the Meta Pixel and Meta Conversions API to track when users complete our form. This helps us measure the effectiveness of our Facebook and Instagram advertising.

6. Data Retention

We retain your personal information for as long as necessary to:

• Provide our services
• Comply with legal obligations
• Resolve disputes
• Enforce our agreements

In practice, we retain lead data for up to 3 years. You may request deletion of your data at any time by contacting us.

7. Your Rights

As a user of our service, you have the right to:

• Access — request a copy of the personal information we hold about you
• Correction — request that we correct inaccurate information
• Deletion — request that we delete your personal information
• Opt-out — opt out of marketing communications at any time
• Do Not Sell — we do not sell your personal information

To exercise any of these rights, contact us at contact@topfunders.ai. We will respond within 30 days.

8. California Privacy Rights (CCPA)

If you are a California resident, you have additional rights under the California Consumer Privacy Act (CCPA):

• The right to know what personal information we collect, use, and share
• The right to delete your personal information
• The right to opt-out of the sale of your personal information (we do not sell data)
• The right to non-discrimination for exercising your privacy rights

To submit a CCPA request, contact us at contact@topfunders.ai.

9. Children's Privacy

Our service is not directed to individuals under the age of 18. We do not knowingly collect personal information from minors. If we become aware that a minor has provided us with personal information, we will delete it immediately.

10. Security

We implement industry-standard security measures to protect your information, including:

• HTTPS encryption on all pages
• Encrypted database storage
• Access controls and authentication
• Rate limiting to prevent abuse
• Regular security reviews

However, no method of transmission over the internet is 100% secure. We cannot guarantee absolute security of your data.

11. Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the privacy practices of those websites. We encourage you to read their privacy policies.

12. Changes to This Policy

We may update this Privacy Policy from time to time. We will notify you of significant changes by updating the "Last Updated" date at the top of this page. Your continued use of our service after changes constitutes acceptance of the updated policy.

13. Contact Us

If you have questions about this Privacy Policy or how we handle your data, please contact us:

Funding Holding LTD
Email: contact@topfunders.ai
Website: topfunders.ai