Business Loans by Industry
Funding looks different depending on what your business does. These guides are built from our own applicant data: what businesses in each industry actually borrow for, which products fit, and what a lender looks at.
Trucking & TransportationTruck loans and equipment financing for owner-operators. 45% of transportation applicants borrow for an equipment purchase.Construction & TradesThe most established group we see: 77% have been trading over a year, which opens products most construction content assumes are closed.Retail & ShopsTime in business bites retail hardest. What is genuinely open to a retail business under twelve months, and what it costs.Restaurants & Food ServiceCard volume changes what you qualify for. Fit-out, seasonality, and which products suit a restaurant’s cash-flow shape.Arts & EntertainmentWhat lenders make of irregular, project-shaped income — and which products are built for it.Healthcare & PracticesThe industry that borrows to grow: 47.8% of healthcare applicants seek expansion capital, against 29.8% across other industries.Real EstateFunding for the business, not the property: working capital and credit lines for brokerages, property managers and rental operators.Agriculture & FarmingThe strongest revenue base we see: 61.8% of agriculture applicants are doing $10,000 a month or more, and 38.2% borrow for equipment.Technology & IT ServicesThe most growth-driven sector we see: 57.1% of technology applicants seek expansion capital, the highest share of any industry.Hotels & AccommodationThe largest asks we see: 43.5% of accommodation applicants seek $75,000 or more, driven by refurbishment cycles.
More industries are on the way. Not seeing yours? The application covers every industry we work with.