Business Loans by Industry
Funding looks different depending on what your business does. These guides are built from our own applicant data: what businesses in each industry actually borrow for, which products fit, and what a lender looks at.
Trucking & TransportationTruck loans and equipment financing for owner-operators. 46.3% of transportation applicants borrow for an equipment purchase.Construction & TradesThe most established group we see: 73.7% have been trading over a year, which opens products most construction content assumes are closed.Retail & ShopsTime in business bites retail hardest. What is genuinely open to a retail business under twelve months, and what it costs.Restaurants & Food ServiceCard volume changes what you qualify for. Fit-out, seasonality, and which products suit a restaurant's cash-flow shape.Arts & EntertainmentWhat lenders make of irregular, project-shaped income, and which products are built for it.Healthcare & PracticesThe industry that borrows to grow: 55.3% of healthcare applicants seek expansion capital, against 34.4% across other industries.Real EstateFunding for the business, not the property: working capital and credit lines for brokerages, property managers and rental operators.Agriculture & FarmingThe strongest revenue base we see: 54.8% of agriculture applicants are doing $10,000 a month or more, and 38.1% borrow for equipment.Technology & IT ServicesTechnology borrows to grow: 52.8% of technology applicants seek expansion capital, against 34.4% across other industries.Hotels & AccommodationAccommodation asks big: 41.7% of accommodation applicants seek $75,000 or more, driven by refurbishment cycles.
More industries are on the way. Not seeing yours? The application covers every industry we work with.